LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,444
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,138
−HK$1,720/mo
Today · 4.125%
HK$57,858
baseline
▲ 0.50% · 4.625%
HK$61,379
+HK$3,521/mo
Deposit HK$11.94M · loan HK$11.94M · min. income ≈ HK$115,716/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,014,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,569
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,193
−HK$1,648/mo
Today · 4.125%
HK$63,841
baseline
▲ 0.50% · 4.625%
HK$67,206
+HK$3,365/mo
Deposit HK$11.94M · loan HK$11.94M · min. income ≈ HK$127,682/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,014,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,333
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,365
−HK$2,065/mo
Today · 4.125%
HK$69,430
baseline
▲ 0.50% · 4.625%
HK$73,655
+HK$4,225/mo
Deposit HK$9.55M · loan HK$14.33M · min. income ≈ HK$138,860/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$1,014,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,682
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,632
−HK$1,977/mo
Today · 4.125%
HK$76,609
baseline
▲ 0.50% · 4.625%
HK$80,647
+HK$4,038/mo
Deposit HK$9.55M · loan HK$14.33M · min. income ≈ HK$153,218/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$1,014,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,222
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$78,593
−HK$2,409/mo
Today · 4.125%
HK$81,002
baseline
▲ 0.50% · 4.625%
HK$85,930
+HK$4,928/mo
Deposit HK$7.16M · loan HK$16.71M · min. income ≈ HK$162,004/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$1,014,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,796
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,070
−HK$2,307/mo
Today · 4.125%
HK$89,377
baseline
▲ 0.50% · 4.625%
HK$94,089
+HK$4,712/mo
Deposit HK$7.16M · loan HK$16.71M · min. income ≈ HK$178,754/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$1,014,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,000
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$101,048
−HK$3,097/mo
Today · 4.125%
HK$104,145
baseline
▲ 0.50% · 4.625%
HK$110,482
+HK$6,337/mo
Deposit HK$2.39M · loan HK$21.49M · min. income ≈ HK$208,290/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,014,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,023
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$111,947
−HK$2,967/mo
Today · 4.125%
HK$114,914
baseline
▲ 0.50% · 4.625%
HK$120,971
+HK$6,057/mo
Deposit HK$2.39M · loan HK$21.49M · min. income ≈ HK$229,828/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,014,745 · Scale 2, in force from 26 Feb 2026)