LTV · monthly repayment
▼ 0.50% · 3.625%
HK$544,483
−HK$34,144/mo
▼ 0.25% · 3.875%
HK$561,419
−HK$17,208/mo
Today · 4.125%
HK$578,627
baseline
▲ 0.50% · 4.625%
HK$613,835
+HK$35,208/mo
Deposit HK$119.39M · loan HK$119.39M · min. income ≈ HK$1,157,254/mo (50% DSR)
Upfront cash ≈ HK$134.91M (deposit + AVD stamp duty HK$15,520,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$605,732
−HK$32,725/mo
▼ 0.25% · 3.875%
HK$621,977
−HK$16,480/mo
Today · 4.125%
HK$638,457
baseline
▲ 0.50% · 4.625%
HK$672,111
+HK$33,654/mo
Deposit HK$119.39M · loan HK$119.39M · min. income ≈ HK$1,276,914/mo (50% DSR)
Upfront cash ≈ HK$134.91M (deposit + AVD stamp duty HK$15,520,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$653,379
−HK$40,973/mo
▼ 0.25% · 3.875%
HK$673,703
−HK$20,649/mo
Today · 4.125%
HK$694,352
baseline
▲ 0.50% · 4.625%
HK$736,602
+HK$42,250/mo
Deposit HK$95.51M · loan HK$143.27M · min. income ≈ HK$1,388,704/mo (50% DSR)
Upfront cash ≈ HK$111.03M (deposit + AVD stamp duty HK$15,520,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$726,878
−HK$39,271/mo
▼ 0.25% · 3.875%
HK$746,372
−HK$19,777/mo
Today · 4.125%
HK$766,149
baseline
▲ 0.50% · 4.625%
HK$806,534
+HK$40,385/mo
Deposit HK$95.51M · loan HK$143.27M · min. income ≈ HK$1,532,298/mo (50% DSR)
Upfront cash ≈ HK$111.03M (deposit + AVD stamp duty HK$15,520,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$762,276
−HK$47,801/mo
▼ 0.25% · 3.875%
HK$785,987
−HK$24,090/mo
Today · 4.125%
HK$810,077
baseline
▲ 0.50% · 4.625%
HK$859,369
+HK$49,292/mo
Deposit HK$71.63M · loan HK$167.15M · min. income ≈ HK$1,620,154/mo (50% DSR)
Upfront cash ≈ HK$87.16M (deposit + AVD stamp duty HK$15,520,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$848,024
−HK$45,816/mo
▼ 0.25% · 3.875%
HK$870,768
−HK$23,072/mo
Today · 4.125%
HK$893,840
baseline
▲ 0.50% · 4.625%
HK$940,956
+HK$47,116/mo
Deposit HK$71.63M · loan HK$167.15M · min. income ≈ HK$1,787,680/mo (50% DSR)
Upfront cash ≈ HK$87.16M (deposit + AVD stamp duty HK$15,520,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$980,069
−HK$61,459/mo
▼ 0.25% · 3.875%
HK$1,010,555
−HK$30,973/mo
Today · 4.125%
HK$1,041,528
baseline
▲ 0.50% · 4.625%
HK$1,104,902
+HK$63,374/mo
Deposit HK$23.88M · loan HK$214.90M · min. income ≈ HK$2,083,056/mo (50% DSR)
Upfront cash ≈ HK$39.40M (deposit + AVD stamp duty HK$15,520,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,090,317
−HK$58,906/mo
▼ 0.25% · 3.875%
HK$1,119,559
−HK$29,664/mo
Today · 4.125%
HK$1,149,223
baseline
▲ 0.50% · 4.625%
HK$1,209,801
+HK$60,578/mo
Deposit HK$23.88M · loan HK$214.90M · min. income ≈ HK$2,298,446/mo (50% DSR)
Upfront cash ≈ HK$39.40M (deposit + AVD stamp duty HK$15,520,790 · Scale 2, in force from 26 Feb 2026)