LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,465
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,159
−HK$1,721/mo
Today · 4.125%
HK$57,880
baseline
▲ 0.50% · 4.625%
HK$61,402
+HK$3,522/mo
Deposit HK$11.94M · loan HK$11.94M · min. income ≈ HK$115,760/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,015,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,591
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,217
−HK$1,648/mo
Today · 4.125%
HK$63,865
baseline
▲ 0.50% · 4.625%
HK$67,231
+HK$3,366/mo
Deposit HK$11.94M · loan HK$11.94M · min. income ≈ HK$127,730/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,015,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,358
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,391
−HK$2,065/mo
Today · 4.125%
HK$69,456
baseline
▲ 0.50% · 4.625%
HK$73,682
+HK$4,226/mo
Deposit HK$9.55M · loan HK$14.33M · min. income ≈ HK$138,912/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$1,015,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,710
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,660
−HK$1,978/mo
Today · 4.125%
HK$76,638
baseline
▲ 0.50% · 4.625%
HK$80,678
+HK$4,040/mo
Deposit HK$9.55M · loan HK$14.33M · min. income ≈ HK$153,276/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$1,015,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,251
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$78,622
−HK$2,410/mo
Today · 4.125%
HK$81,032
baseline
▲ 0.50% · 4.625%
HK$85,963
+HK$4,931/mo
Deposit HK$7.17M · loan HK$16.72M · min. income ≈ HK$162,064/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$1,015,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,828
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$87,103
−HK$2,308/mo
Today · 4.125%
HK$89,411
baseline
▲ 0.50% · 4.625%
HK$94,124
+HK$4,713/mo
Deposit HK$7.17M · loan HK$16.72M · min. income ≈ HK$178,822/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$1,015,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,037
−HK$6,147/mo
▼ 0.25% · 3.875%
HK$101,086
−HK$3,098/mo
Today · 4.125%
HK$104,184
baseline
▲ 0.50% · 4.625%
HK$110,524
+HK$6,340/mo
Deposit HK$2.39M · loan HK$21.50M · min. income ≈ HK$208,368/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,015,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,065
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$111,990
−HK$2,967/mo
Today · 4.125%
HK$114,957
baseline
▲ 0.50% · 4.625%
HK$121,017
+HK$6,060/mo
Deposit HK$2.39M · loan HK$21.50M · min. income ≈ HK$229,914/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,015,128 · Scale 2, in force from 26 Feb 2026)