LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,469
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,164
−HK$1,721/mo
Today · 4.125%
HK$57,885
baseline
▲ 0.50% · 4.625%
HK$61,407
+HK$3,522/mo
Deposit HK$11.94M · loan HK$11.94M · min. income ≈ HK$115,770/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,015,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,597
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,222
−HK$1,649/mo
Today · 4.125%
HK$63,871
baseline
▲ 0.50% · 4.625%
HK$67,237
+HK$3,366/mo
Deposit HK$11.94M · loan HK$11.94M · min. income ≈ HK$127,742/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,015,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,363
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,397
−HK$2,065/mo
Today · 4.125%
HK$69,462
baseline
▲ 0.50% · 4.625%
HK$73,689
+HK$4,227/mo
Deposit HK$9.55M · loan HK$14.33M · min. income ≈ HK$138,924/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$1,015,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,716
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,666
−HK$1,979/mo
Today · 4.125%
HK$76,645
baseline
▲ 0.50% · 4.625%
HK$80,685
+HK$4,040/mo
Deposit HK$9.55M · loan HK$14.33M · min. income ≈ HK$153,290/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$1,015,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,257
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$78,629
−HK$2,410/mo
Today · 4.125%
HK$81,039
baseline
▲ 0.50% · 4.625%
HK$85,970
+HK$4,931/mo
Deposit HK$7.17M · loan HK$16.72M · min. income ≈ HK$162,078/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$1,015,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,835
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$87,111
−HK$2,308/mo
Today · 4.125%
HK$89,419
baseline
▲ 0.50% · 4.625%
HK$94,132
+HK$4,713/mo
Deposit HK$7.17M · loan HK$16.72M · min. income ≈ HK$178,838/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$1,015,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,045
−HK$6,148/mo
▼ 0.25% · 3.875%
HK$101,095
−HK$3,098/mo
Today · 4.125%
HK$104,193
baseline
▲ 0.50% · 4.625%
HK$110,533
+HK$6,340/mo
Deposit HK$2.39M · loan HK$21.50M · min. income ≈ HK$208,386/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,015,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,074
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$111,999
−HK$2,968/mo
Today · 4.125%
HK$114,967
baseline
▲ 0.50% · 4.625%
HK$121,027
+HK$6,060/mo
Deposit HK$2.39M · loan HK$21.50M · min. income ≈ HK$229,934/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,015,217 · Scale 2, in force from 26 Feb 2026)