LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,474
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,168
−HK$1,722/mo
Today · 4.125%
HK$57,890
baseline
▲ 0.50% · 4.625%
HK$61,412
+HK$3,522/mo
Deposit HK$11.94M · loan HK$11.94M · min. income ≈ HK$115,780/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,015,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,602
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,227
−HK$1,649/mo
Today · 4.125%
HK$63,876
baseline
▲ 0.50% · 4.625%
HK$67,243
+HK$3,367/mo
Deposit HK$11.94M · loan HK$11.94M · min. income ≈ HK$127,752/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,015,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,369
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,402
−HK$2,066/mo
Today · 4.125%
HK$69,468
baseline
▲ 0.50% · 4.625%
HK$73,695
+HK$4,227/mo
Deposit HK$9.56M · loan HK$14.33M · min. income ≈ HK$138,936/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$1,015,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,722
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,672
−HK$1,979/mo
Today · 4.125%
HK$76,651
baseline
▲ 0.50% · 4.625%
HK$80,691
+HK$4,040/mo
Deposit HK$9.56M · loan HK$14.33M · min. income ≈ HK$153,302/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$1,015,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,264
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$78,636
−HK$2,410/mo
Today · 4.125%
HK$81,046
baseline
▲ 0.50% · 4.625%
HK$85,977
+HK$4,931/mo
Deposit HK$7.17M · loan HK$16.72M · min. income ≈ HK$162,092/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$1,015,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,842
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$87,118
−HK$2,308/mo
Today · 4.125%
HK$89,426
baseline
▲ 0.50% · 4.625%
HK$94,140
+HK$4,714/mo
Deposit HK$7.17M · loan HK$16.72M · min. income ≈ HK$178,852/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$1,015,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,053
−HK$6,149/mo
▼ 0.25% · 3.875%
HK$101,103
−HK$3,099/mo
Today · 4.125%
HK$104,202
baseline
▲ 0.50% · 4.625%
HK$110,542
+HK$6,340/mo
Deposit HK$2.39M · loan HK$21.50M · min. income ≈ HK$208,404/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,015,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,083
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$112,009
−HK$2,968/mo
Today · 4.125%
HK$114,977
baseline
▲ 0.50% · 4.625%
HK$121,037
+HK$6,060/mo
Deposit HK$2.39M · loan HK$21.50M · min. income ≈ HK$229,954/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,015,300 · Scale 2, in force from 26 Feb 2026)