LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,479
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,174
−HK$1,721/mo
Today · 4.125%
HK$57,895
baseline
▲ 0.50% · 4.625%
HK$61,418
+HK$3,523/mo
Deposit HK$11.95M · loan HK$11.95M · min. income ≈ HK$115,790/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,015,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,607
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,233
−HK$1,649/mo
Today · 4.125%
HK$63,882
baseline
▲ 0.50% · 4.625%
HK$67,249
+HK$3,367/mo
Deposit HK$11.95M · loan HK$11.95M · min. income ≈ HK$127,764/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,015,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,375
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,408
−HK$2,066/mo
Today · 4.125%
HK$69,474
baseline
▲ 0.50% · 4.625%
HK$73,702
+HK$4,228/mo
Deposit HK$9.56M · loan HK$14.33M · min. income ≈ HK$138,948/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$1,015,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,729
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,679
−HK$1,979/mo
Today · 4.125%
HK$76,658
baseline
▲ 0.50% · 4.625%
HK$80,699
+HK$4,041/mo
Deposit HK$9.56M · loan HK$14.33M · min. income ≈ HK$153,316/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$1,015,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,271
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$78,643
−HK$2,410/mo
Today · 4.125%
HK$81,053
baseline
▲ 0.50% · 4.625%
HK$85,985
+HK$4,932/mo
Deposit HK$7.17M · loan HK$16.72M · min. income ≈ HK$162,106/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$1,015,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,850
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$87,126
−HK$2,309/mo
Today · 4.125%
HK$89,435
baseline
▲ 0.50% · 4.625%
HK$94,149
+HK$4,714/mo
Deposit HK$7.17M · loan HK$16.72M · min. income ≈ HK$178,870/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$1,015,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,062
−HK$6,150/mo
▼ 0.25% · 3.875%
HK$101,113
−HK$3,099/mo
Today · 4.125%
HK$104,212
baseline
▲ 0.50% · 4.625%
HK$110,553
+HK$6,341/mo
Deposit HK$2.39M · loan HK$21.50M · min. income ≈ HK$208,424/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,015,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,093
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$112,019
−HK$2,968/mo
Today · 4.125%
HK$114,987
baseline
▲ 0.50% · 4.625%
HK$121,048
+HK$6,061/mo
Deposit HK$2.39M · loan HK$21.50M · min. income ≈ HK$229,974/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,015,394 · Scale 2, in force from 26 Feb 2026)