LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,513
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,208
−HK$1,723/mo
Today · 4.125%
HK$57,931
baseline
▲ 0.50% · 4.625%
HK$61,456
+HK$3,525/mo
Deposit HK$11.95M · loan HK$11.95M · min. income ≈ HK$115,862/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,016,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,645
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,271
−HK$1,650/mo
Today · 4.125%
HK$63,921
baseline
▲ 0.50% · 4.625%
HK$67,291
+HK$3,370/mo
Deposit HK$11.95M · loan HK$11.95M · min. income ≈ HK$127,842/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,016,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,415
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,450
−HK$2,067/mo
Today · 4.125%
HK$69,517
baseline
▲ 0.50% · 4.625%
HK$73,747
+HK$4,230/mo
Deposit HK$9.56M · loan HK$14.34M · min. income ≈ HK$139,034/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$1,016,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,774
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,726
−HK$1,980/mo
Today · 4.125%
HK$76,706
baseline
▲ 0.50% · 4.625%
HK$80,749
+HK$4,043/mo
Deposit HK$9.56M · loan HK$14.34M · min. income ≈ HK$153,412/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$1,016,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,318
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$78,692
−HK$2,412/mo
Today · 4.125%
HK$81,104
baseline
▲ 0.50% · 4.625%
HK$86,039
+HK$4,935/mo
Deposit HK$7.17M · loan HK$16.73M · min. income ≈ HK$162,208/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$1,016,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,903
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$87,180
−HK$2,310/mo
Today · 4.125%
HK$89,490
baseline
▲ 0.50% · 4.625%
HK$94,207
+HK$4,717/mo
Deposit HK$7.17M · loan HK$16.73M · min. income ≈ HK$178,980/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$1,016,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,123
−HK$6,153/mo
▼ 0.25% · 3.875%
HK$101,175
−HK$3,101/mo
Today · 4.125%
HK$104,276
baseline
▲ 0.50% · 4.625%
HK$110,621
+HK$6,345/mo
Deposit HK$2.39M · loan HK$21.52M · min. income ≈ HK$208,552/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,161
−HK$5,897/mo
▼ 0.25% · 3.875%
HK$112,088
−HK$2,970/mo
Today · 4.125%
HK$115,058
baseline
▲ 0.50% · 4.625%
HK$121,123
+HK$6,065/mo
Deposit HK$2.39M · loan HK$21.52M · min. income ≈ HK$230,116/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,023 · Scale 2, in force from 26 Feb 2026)