LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,514
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,210
−HK$1,723/mo
Today · 4.125%
HK$57,933
baseline
▲ 0.50% · 4.625%
HK$61,458
+HK$3,525/mo
Deposit HK$11.95M · loan HK$11.95M · min. income ≈ HK$115,866/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,016,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,647
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,273
−HK$1,650/mo
Today · 4.125%
HK$63,923
baseline
▲ 0.50% · 4.625%
HK$67,293
+HK$3,370/mo
Deposit HK$11.95M · loan HK$11.95M · min. income ≈ HK$127,846/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,016,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,417
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,452
−HK$2,068/mo
Today · 4.125%
HK$69,520
baseline
▲ 0.50% · 4.625%
HK$73,750
+HK$4,230/mo
Deposit HK$9.56M · loan HK$14.34M · min. income ≈ HK$139,040/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$1,016,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,776
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,728
−HK$1,980/mo
Today · 4.125%
HK$76,708
baseline
▲ 0.50% · 4.625%
HK$80,751
+HK$4,043/mo
Deposit HK$9.56M · loan HK$14.34M · min. income ≈ HK$153,416/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$1,016,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,320
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$78,694
−HK$2,412/mo
Today · 4.125%
HK$81,106
baseline
▲ 0.50% · 4.625%
HK$86,041
+HK$4,935/mo
Deposit HK$7.17M · loan HK$16.74M · min. income ≈ HK$162,212/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$1,016,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,906
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$87,183
−HK$2,310/mo
Today · 4.125%
HK$89,493
baseline
▲ 0.50% · 4.625%
HK$94,210
+HK$4,717/mo
Deposit HK$7.17M · loan HK$16.74M · min. income ≈ HK$178,986/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$1,016,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,126
−HK$6,153/mo
▼ 0.25% · 3.875%
HK$101,178
−HK$3,101/mo
Today · 4.125%
HK$104,279
baseline
▲ 0.50% · 4.625%
HK$110,625
+HK$6,346/mo
Deposit HK$2.39M · loan HK$21.52M · min. income ≈ HK$208,558/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,164
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$112,092
−HK$2,970/mo
Today · 4.125%
HK$115,062
baseline
▲ 0.50% · 4.625%
HK$121,127
+HK$6,065/mo
Deposit HK$2.39M · loan HK$21.52M · min. income ≈ HK$230,124/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,055 · Scale 2, in force from 26 Feb 2026)