LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,525
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,221
−HK$1,723/mo
Today · 4.125%
HK$57,944
baseline
▲ 0.50% · 4.625%
HK$61,470
+HK$3,526/mo
Deposit HK$11.96M · loan HK$11.96M · min. income ≈ HK$115,888/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,016,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,659
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,285
−HK$1,651/mo
Today · 4.125%
HK$63,936
baseline
▲ 0.50% · 4.625%
HK$67,306
+HK$3,370/mo
Deposit HK$11.96M · loan HK$11.96M · min. income ≈ HK$127,872/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,016,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,430
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,465
−HK$2,068/mo
Today · 4.125%
HK$69,533
baseline
▲ 0.50% · 4.625%
HK$73,764
+HK$4,231/mo
Deposit HK$9.56M · loan HK$14.35M · min. income ≈ HK$139,066/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$1,016,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,790
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,743
−HK$1,980/mo
Today · 4.125%
HK$76,723
baseline
▲ 0.50% · 4.625%
HK$80,767
+HK$4,044/mo
Deposit HK$9.56M · loan HK$14.35M · min. income ≈ HK$153,446/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$1,016,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,335
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$78,710
−HK$2,412/mo
Today · 4.125%
HK$81,122
baseline
▲ 0.50% · 4.625%
HK$86,058
+HK$4,936/mo
Deposit HK$7.17M · loan HK$16.74M · min. income ≈ HK$162,244/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$1,016,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,922
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$87,200
−HK$2,310/mo
Today · 4.125%
HK$89,510
baseline
▲ 0.50% · 4.625%
HK$94,228
+HK$4,718/mo
Deposit HK$7.17M · loan HK$16.74M · min. income ≈ HK$179,020/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$1,016,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,145
−HK$6,155/mo
▼ 0.25% · 3.875%
HK$101,198
−HK$3,102/mo
Today · 4.125%
HK$104,300
baseline
▲ 0.50% · 4.625%
HK$110,646
+HK$6,346/mo
Deposit HK$2.39M · loan HK$21.52M · min. income ≈ HK$208,600/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,186
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$112,114
−HK$2,970/mo
Today · 4.125%
HK$115,084
baseline
▲ 0.50% · 4.625%
HK$121,151
+HK$6,067/mo
Deposit HK$2.39M · loan HK$21.52M · min. income ≈ HK$230,168/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,253 · Scale 2, in force from 26 Feb 2026)