LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,541
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,238
−HK$1,724/mo
Today · 4.125%
HK$57,962
baseline
▲ 0.50% · 4.625%
HK$61,489
+HK$3,527/mo
Deposit HK$11.96M · loan HK$11.96M · min. income ≈ HK$115,924/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,016,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,677
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,304
−HK$1,651/mo
Today · 4.125%
HK$63,955
baseline
▲ 0.50% · 4.625%
HK$67,326
+HK$3,371/mo
Deposit HK$11.96M · loan HK$11.96M · min. income ≈ HK$127,910/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,016,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,450
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,486
−HK$2,068/mo
Today · 4.125%
HK$69,554
baseline
▲ 0.50% · 4.625%
HK$73,786
+HK$4,232/mo
Deposit HK$9.57M · loan HK$14.35M · min. income ≈ HK$139,108/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$1,016,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,812
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$74,765
−HK$1,981/mo
Today · 4.125%
HK$76,746
baseline
▲ 0.50% · 4.625%
HK$80,791
+HK$4,045/mo
Deposit HK$9.57M · loan HK$14.35M · min. income ≈ HK$153,492/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$1,016,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,358
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$78,733
−HK$2,413/mo
Today · 4.125%
HK$81,146
baseline
▲ 0.50% · 4.625%
HK$86,084
+HK$4,938/mo
Deposit HK$7.18M · loan HK$16.74M · min. income ≈ HK$162,292/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$1,016,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,948
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$87,226
−HK$2,311/mo
Today · 4.125%
HK$89,537
baseline
▲ 0.50% · 4.625%
HK$94,257
+HK$4,720/mo
Deposit HK$7.18M · loan HK$16.74M · min. income ≈ HK$179,074/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$1,016,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,175
−HK$6,156/mo
▼ 0.25% · 3.875%
HK$101,228
−HK$3,103/mo
Today · 4.125%
HK$104,331
baseline
▲ 0.50% · 4.625%
HK$110,679
+HK$6,348/mo
Deposit HK$2.39M · loan HK$21.53M · min. income ≈ HK$208,662/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,218
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$112,147
−HK$2,972/mo
Today · 4.125%
HK$115,119
baseline
▲ 0.50% · 4.625%
HK$121,187
+HK$6,068/mo
Deposit HK$2.39M · loan HK$21.53M · min. income ≈ HK$230,238/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,558 · Scale 2, in force from 26 Feb 2026)