LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,548
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,244
−HK$1,724/mo
Today · 4.125%
HK$57,968
baseline
▲ 0.50% · 4.625%
HK$61,495
+HK$3,527/mo
Deposit HK$11.96M · loan HK$11.96M · min. income ≈ HK$115,936/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,016,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,684
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,311
−HK$1,651/mo
Today · 4.125%
HK$63,962
baseline
▲ 0.50% · 4.625%
HK$67,334
+HK$3,372/mo
Deposit HK$11.96M · loan HK$11.96M · min. income ≈ HK$127,924/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,016,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,457
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$67,493
−HK$2,069/mo
Today · 4.125%
HK$69,562
baseline
▲ 0.50% · 4.625%
HK$73,794
+HK$4,232/mo
Deposit HK$9.57M · loan HK$14.35M · min. income ≈ HK$139,124/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,016,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,820
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,773
−HK$1,982/mo
Today · 4.125%
HK$76,755
baseline
▲ 0.50% · 4.625%
HK$80,800
+HK$4,045/mo
Deposit HK$9.57M · loan HK$14.35M · min. income ≈ HK$153,510/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,016,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,367
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$78,742
−HK$2,413/mo
Today · 4.125%
HK$81,155
baseline
▲ 0.50% · 4.625%
HK$86,094
+HK$4,939/mo
Deposit HK$7.18M · loan HK$16.75M · min. income ≈ HK$162,310/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$1,016,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,957
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,236
−HK$2,311/mo
Today · 4.125%
HK$89,547
baseline
▲ 0.50% · 4.625%
HK$94,267
+HK$4,720/mo
Deposit HK$7.18M · loan HK$16.75M · min. income ≈ HK$179,094/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$1,016,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,186
−HK$6,157/mo
▼ 0.25% · 3.875%
HK$101,240
−HK$3,103/mo
Today · 4.125%
HK$104,343
baseline
▲ 0.50% · 4.625%
HK$110,692
+HK$6,349/mo
Deposit HK$2.39M · loan HK$21.53M · min. income ≈ HK$208,686/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,231
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$112,160
−HK$2,972/mo
Today · 4.125%
HK$115,132
baseline
▲ 0.50% · 4.625%
HK$121,201
+HK$6,069/mo
Deposit HK$2.39M · loan HK$21.53M · min. income ≈ HK$230,264/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,672 · Scale 2, in force from 26 Feb 2026)