LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,555
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,252
−HK$1,724/mo
Today · 4.125%
HK$57,976
baseline
▲ 0.50% · 4.625%
HK$61,504
+HK$3,528/mo
Deposit HK$11.96M · loan HK$11.96M · min. income ≈ HK$115,952/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,016,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,692
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,319
−HK$1,652/mo
Today · 4.125%
HK$63,971
baseline
▲ 0.50% · 4.625%
HK$67,343
+HK$3,372/mo
Deposit HK$11.96M · loan HK$11.96M · min. income ≈ HK$127,942/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,016,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,466
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$67,502
−HK$2,069/mo
Today · 4.125%
HK$69,571
baseline
▲ 0.50% · 4.625%
HK$73,804
+HK$4,233/mo
Deposit HK$9.57M · loan HK$14.35M · min. income ≈ HK$139,142/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,016,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,830
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,783
−HK$1,982/mo
Today · 4.125%
HK$76,765
baseline
▲ 0.50% · 4.625%
HK$80,811
+HK$4,046/mo
Deposit HK$9.57M · loan HK$14.35M · min. income ≈ HK$153,530/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,016,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,377
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,753
−HK$2,413/mo
Today · 4.125%
HK$81,166
baseline
▲ 0.50% · 4.625%
HK$86,105
+HK$4,939/mo
Deposit HK$7.18M · loan HK$16.75M · min. income ≈ HK$162,332/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$1,016,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,968
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,247
−HK$2,312/mo
Today · 4.125%
HK$89,559
baseline
▲ 0.50% · 4.625%
HK$94,280
+HK$4,721/mo
Deposit HK$7.18M · loan HK$16.75M · min. income ≈ HK$179,118/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$1,016,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,199
−HK$6,158/mo
▼ 0.25% · 3.875%
HK$101,253
−HK$3,104/mo
Today · 4.125%
HK$104,357
baseline
▲ 0.50% · 4.625%
HK$110,707
+HK$6,350/mo
Deposit HK$2.39M · loan HK$21.53M · min. income ≈ HK$208,714/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,245
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$112,175
−HK$2,972/mo
Today · 4.125%
HK$115,147
baseline
▲ 0.50% · 4.625%
HK$121,217
+HK$6,070/mo
Deposit HK$2.39M · loan HK$21.53M · min. income ≈ HK$230,294/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,808 · Scale 2, in force from 26 Feb 2026)