LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,560
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,257
−HK$1,724/mo
Today · 4.125%
HK$57,981
baseline
▲ 0.50% · 4.625%
HK$61,509
+HK$3,528/mo
Deposit HK$11.96M · loan HK$11.96M · min. income ≈ HK$115,962/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,016,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,698
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,325
−HK$1,652/mo
Today · 4.125%
HK$63,977
baseline
▲ 0.50% · 4.625%
HK$67,349
+HK$3,372/mo
Deposit HK$11.96M · loan HK$11.96M · min. income ≈ HK$127,954/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,016,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,472
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,509
−HK$2,069/mo
Today · 4.125%
HK$69,578
baseline
▲ 0.50% · 4.625%
HK$73,811
+HK$4,233/mo
Deposit HK$9.57M · loan HK$14.36M · min. income ≈ HK$139,156/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,016,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,837
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,790
−HK$1,982/mo
Today · 4.125%
HK$76,772
baseline
▲ 0.50% · 4.625%
HK$80,819
+HK$4,047/mo
Deposit HK$9.57M · loan HK$14.36M · min. income ≈ HK$153,544/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,016,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,384
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$78,760
−HK$2,414/mo
Today · 4.125%
HK$81,174
baseline
▲ 0.50% · 4.625%
HK$86,113
+HK$4,939/mo
Deposit HK$7.18M · loan HK$16.75M · min. income ≈ HK$162,348/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,016,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,977
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,256
−HK$2,312/mo
Today · 4.125%
HK$89,568
baseline
▲ 0.50% · 4.625%
HK$94,289
+HK$4,721/mo
Deposit HK$7.18M · loan HK$16.75M · min. income ≈ HK$179,136/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,016,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,208
−HK$6,159/mo
▼ 0.25% · 3.875%
HK$101,263
−HK$3,104/mo
Today · 4.125%
HK$104,367
baseline
▲ 0.50% · 4.625%
HK$110,717
+HK$6,350/mo
Deposit HK$2.39M · loan HK$21.53M · min. income ≈ HK$208,734/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,256
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$112,186
−HK$2,972/mo
Today · 4.125%
HK$115,158
baseline
▲ 0.50% · 4.625%
HK$121,228
+HK$6,070/mo
Deposit HK$2.39M · loan HK$21.53M · min. income ≈ HK$230,316/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,905 · Scale 2, in force from 26 Feb 2026)