LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,562
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,259
−HK$1,724/mo
Today · 4.125%
HK$57,983
baseline
▲ 0.50% · 4.625%
HK$61,511
+HK$3,528/mo
Deposit HK$11.96M · loan HK$11.96M · min. income ≈ HK$115,966/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,016,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,699
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,327
−HK$1,652/mo
Today · 4.125%
HK$63,979
baseline
▲ 0.50% · 4.625%
HK$67,351
+HK$3,372/mo
Deposit HK$11.96M · loan HK$11.96M · min. income ≈ HK$127,958/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,016,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,474
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,511
−HK$2,069/mo
Today · 4.125%
HK$69,580
baseline
▲ 0.50% · 4.625%
HK$73,813
+HK$4,233/mo
Deposit HK$9.57M · loan HK$14.36M · min. income ≈ HK$139,160/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,016,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,839
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,793
−HK$1,981/mo
Today · 4.125%
HK$76,774
baseline
▲ 0.50% · 4.625%
HK$80,821
+HK$4,047/mo
Deposit HK$9.57M · loan HK$14.36M · min. income ≈ HK$153,548/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,016,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,386
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$78,762
−HK$2,414/mo
Today · 4.125%
HK$81,176
baseline
▲ 0.50% · 4.625%
HK$86,116
+HK$4,940/mo
Deposit HK$7.18M · loan HK$16.75M · min. income ≈ HK$162,352/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,016,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,979
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,258
−HK$2,312/mo
Today · 4.125%
HK$89,570
baseline
▲ 0.50% · 4.625%
HK$94,291
+HK$4,721/mo
Deposit HK$7.18M · loan HK$16.75M · min. income ≈ HK$179,140/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,016,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,211
−HK$6,159/mo
▼ 0.25% · 3.875%
HK$101,266
−HK$3,104/mo
Today · 4.125%
HK$104,370
baseline
▲ 0.50% · 4.625%
HK$110,720
+HK$6,350/mo
Deposit HK$2.39M · loan HK$21.54M · min. income ≈ HK$208,740/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,259
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$112,189
−HK$2,973/mo
Today · 4.125%
HK$115,162
baseline
▲ 0.50% · 4.625%
HK$121,232
+HK$6,070/mo
Deposit HK$2.39M · loan HK$21.54M · min. income ≈ HK$230,324/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,016,934 · Scale 2, in force from 26 Feb 2026)