LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,579
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,276
−HK$1,725/mo
Today · 4.125%
HK$58,001
baseline
▲ 0.50% · 4.625%
HK$61,530
+HK$3,529/mo
Deposit HK$11.97M · loan HK$11.97M · min. income ≈ HK$116,002/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,017,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,718
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,347
−HK$1,652/mo
Today · 4.125%
HK$63,999
baseline
▲ 0.50% · 4.625%
HK$67,372
+HK$3,373/mo
Deposit HK$11.97M · loan HK$11.97M · min. income ≈ HK$127,998/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,017,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,494
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,532
−HK$2,069/mo
Today · 4.125%
HK$69,601
baseline
▲ 0.50% · 4.625%
HK$73,837
+HK$4,236/mo
Deposit HK$9.57M · loan HK$14.36M · min. income ≈ HK$139,202/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,017,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,862
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,816
−HK$1,982/mo
Today · 4.125%
HK$76,798
baseline
▲ 0.50% · 4.625%
HK$80,846
+HK$4,048/mo
Deposit HK$9.57M · loan HK$14.36M · min. income ≈ HK$153,596/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,017,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,410
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$78,787
−HK$2,415/mo
Today · 4.125%
HK$81,202
baseline
▲ 0.50% · 4.625%
HK$86,143
+HK$4,941/mo
Deposit HK$7.18M · loan HK$16.75M · min. income ≈ HK$162,404/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,017,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,005
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$87,285
−HK$2,313/mo
Today · 4.125%
HK$89,598
baseline
▲ 0.50% · 4.625%
HK$94,321
+HK$4,723/mo
Deposit HK$7.18M · loan HK$16.75M · min. income ≈ HK$179,196/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,017,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,242
−HK$6,160/mo
▼ 0.25% · 3.875%
HK$101,297
−HK$3,105/mo
Today · 4.125%
HK$104,402
baseline
▲ 0.50% · 4.625%
HK$110,755
+HK$6,353/mo
Deposit HK$2.39M · loan HK$21.54M · min. income ≈ HK$208,804/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,017,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,293
−HK$5,905/mo
▼ 0.25% · 3.875%
HK$112,224
−HK$2,974/mo
Today · 4.125%
HK$115,198
baseline
▲ 0.50% · 4.625%
HK$121,270
+HK$6,072/mo
Deposit HK$2.39M · loan HK$21.54M · min. income ≈ HK$230,396/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,017,251 · Scale 2, in force from 26 Feb 2026)