LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,593
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,292
−HK$1,725/mo
Today · 4.125%
HK$58,017
baseline
▲ 0.50% · 4.625%
HK$61,547
+HK$3,530/mo
Deposit HK$11.97M · loan HK$11.97M · min. income ≈ HK$116,034/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,017,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,735
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,363
−HK$1,653/mo
Today · 4.125%
HK$64,016
baseline
▲ 0.50% · 4.625%
HK$67,390
+HK$3,374/mo
Deposit HK$11.97M · loan HK$11.97M · min. income ≈ HK$128,032/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,017,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,512
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,550
−HK$2,070/mo
Today · 4.125%
HK$69,620
baseline
▲ 0.50% · 4.625%
HK$73,857
+HK$4,237/mo
Deposit HK$9.58M · loan HK$14.37M · min. income ≈ HK$139,240/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,017,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,882
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,836
−HK$1,983/mo
Today · 4.125%
HK$76,819
baseline
▲ 0.50% · 4.625%
HK$80,868
+HK$4,049/mo
Deposit HK$9.58M · loan HK$14.37M · min. income ≈ HK$153,638/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,017,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,431
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,808
−HK$2,416/mo
Today · 4.125%
HK$81,224
baseline
▲ 0.50% · 4.625%
HK$86,166
+HK$4,942/mo
Deposit HK$7.18M · loan HK$16.76M · min. income ≈ HK$162,448/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,017,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,028
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,309
−HK$2,313/mo
Today · 4.125%
HK$89,622
baseline
▲ 0.50% · 4.625%
HK$94,346
+HK$4,724/mo
Deposit HK$7.18M · loan HK$16.76M · min. income ≈ HK$179,244/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,017,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,268
−HK$6,162/mo
▼ 0.25% · 3.875%
HK$101,325
−HK$3,105/mo
Today · 4.125%
HK$104,430
baseline
▲ 0.50% · 4.625%
HK$110,785
+HK$6,355/mo
Deposit HK$2.39M · loan HK$21.55M · min. income ≈ HK$208,860/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,017,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,322
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$112,254
−HK$2,975/mo
Today · 4.125%
HK$115,229
baseline
▲ 0.50% · 4.625%
HK$121,303
+HK$6,074/mo
Deposit HK$2.39M · loan HK$21.55M · min. income ≈ HK$230,458/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,017,526 · Scale 2, in force from 26 Feb 2026)