LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,596
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,294
−HK$1,725/mo
Today · 4.125%
HK$58,019
baseline
▲ 0.50% · 4.625%
HK$61,550
+HK$3,531/mo
Deposit HK$11.97M · loan HK$11.97M · min. income ≈ HK$116,038/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,017,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,737
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,366
−HK$1,653/mo
Today · 4.125%
HK$64,019
baseline
▲ 0.50% · 4.625%
HK$67,393
+HK$3,374/mo
Deposit HK$11.97M · loan HK$11.97M · min. income ≈ HK$128,038/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,017,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,515
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,553
−HK$2,070/mo
Today · 4.125%
HK$69,623
baseline
▲ 0.50% · 4.625%
HK$73,860
+HK$4,237/mo
Deposit HK$9.58M · loan HK$14.37M · min. income ≈ HK$139,246/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,017,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,885
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,839
−HK$1,983/mo
Today · 4.125%
HK$76,822
baseline
▲ 0.50% · 4.625%
HK$80,872
+HK$4,050/mo
Deposit HK$9.58M · loan HK$14.37M · min. income ≈ HK$153,644/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,017,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,434
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,811
−HK$2,416/mo
Today · 4.125%
HK$81,227
baseline
▲ 0.50% · 4.625%
HK$86,170
+HK$4,943/mo
Deposit HK$7.18M · loan HK$16.76M · min. income ≈ HK$162,454/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,017,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,032
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,313
−HK$2,313/mo
Today · 4.125%
HK$89,626
baseline
▲ 0.50% · 4.625%
HK$94,350
+HK$4,724/mo
Deposit HK$7.18M · loan HK$16.76M · min. income ≈ HK$179,252/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,017,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,272
−HK$6,163/mo
▼ 0.25% · 3.875%
HK$101,329
−HK$3,106/mo
Today · 4.125%
HK$104,435
baseline
▲ 0.50% · 4.625%
HK$110,789
+HK$6,354/mo
Deposit HK$2.39M · loan HK$21.55M · min. income ≈ HK$208,870/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,017,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,327
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$112,259
−HK$2,974/mo
Today · 4.125%
HK$115,233
baseline
▲ 0.50% · 4.625%
HK$121,308
+HK$6,075/mo
Deposit HK$2.39M · loan HK$21.55M · min. income ≈ HK$230,466/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,017,569 · Scale 2, in force from 26 Feb 2026)