LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,597
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,295
−HK$1,725/mo
Today · 4.125%
HK$58,020
baseline
▲ 0.50% · 4.625%
HK$61,551
+HK$3,531/mo
Deposit HK$11.97M · loan HK$11.97M · min. income ≈ HK$116,040/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,017,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,738
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,367
−HK$1,653/mo
Today · 4.125%
HK$64,020
baseline
▲ 0.50% · 4.625%
HK$67,394
+HK$3,374/mo
Deposit HK$11.97M · loan HK$11.97M · min. income ≈ HK$128,040/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,017,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,516
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,554
−HK$2,070/mo
Today · 4.125%
HK$69,624
baseline
▲ 0.50% · 4.625%
HK$73,861
+HK$4,237/mo
Deposit HK$9.58M · loan HK$14.37M · min. income ≈ HK$139,248/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,017,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,886
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,840
−HK$1,983/mo
Today · 4.125%
HK$76,823
baseline
▲ 0.50% · 4.625%
HK$80,873
+HK$4,050/mo
Deposit HK$9.58M · loan HK$14.37M · min. income ≈ HK$153,646/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,017,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,435
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,813
−HK$2,415/mo
Today · 4.125%
HK$81,228
baseline
▲ 0.50% · 4.625%
HK$86,171
+HK$4,943/mo
Deposit HK$7.18M · loan HK$16.76M · min. income ≈ HK$162,456/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,017,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,033
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,314
−HK$2,313/mo
Today · 4.125%
HK$89,627
baseline
▲ 0.50% · 4.625%
HK$94,352
+HK$4,725/mo
Deposit HK$7.18M · loan HK$16.76M · min. income ≈ HK$179,254/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,017,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,274
−HK$6,162/mo
▼ 0.25% · 3.875%
HK$101,331
−HK$3,105/mo
Today · 4.125%
HK$104,436
baseline
▲ 0.50% · 4.625%
HK$110,791
+HK$6,355/mo
Deposit HK$2.39M · loan HK$21.55M · min. income ≈ HK$208,872/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,017,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,329
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$112,261
−HK$2,974/mo
Today · 4.125%
HK$115,235
baseline
▲ 0.50% · 4.625%
HK$121,309
+HK$6,074/mo
Deposit HK$2.39M · loan HK$21.55M · min. income ≈ HK$230,470/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,017,584 · Scale 2, in force from 26 Feb 2026)