LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,619
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,318
−HK$1,726/mo
Today · 4.125%
HK$58,044
baseline
▲ 0.50% · 4.625%
HK$61,576
+HK$3,532/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,088/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,018,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,763
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,393
−HK$1,653/mo
Today · 4.125%
HK$64,046
baseline
▲ 0.50% · 4.625%
HK$67,422
+HK$3,376/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,092/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,018,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,543
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,582
−HK$2,071/mo
Today · 4.125%
HK$69,653
baseline
▲ 0.50% · 4.625%
HK$73,892
+HK$4,239/mo
Deposit HK$9.58M · loan HK$14.37M · min. income ≈ HK$139,306/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,916
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,872
−HK$1,984/mo
Today · 4.125%
HK$76,856
baseline
▲ 0.50% · 4.625%
HK$80,907
+HK$4,051/mo
Deposit HK$9.58M · loan HK$14.37M · min. income ≈ HK$153,712/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,467
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$78,846
−HK$2,416/mo
Today · 4.125%
HK$81,262
baseline
▲ 0.50% · 4.625%
HK$86,207
+HK$4,945/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$162,524/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,018,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,069
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$87,350
−HK$2,315/mo
Today · 4.125%
HK$89,665
baseline
▲ 0.50% · 4.625%
HK$94,391
+HK$4,726/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$179,330/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,018,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,315
−HK$6,165/mo
▼ 0.25% · 3.875%
HK$101,373
−HK$3,107/mo
Today · 4.125%
HK$104,480
baseline
▲ 0.50% · 4.625%
HK$110,837
+HK$6,357/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$208,960/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,374
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$112,308
−HK$2,975/mo
Today · 4.125%
HK$115,283
baseline
▲ 0.50% · 4.625%
HK$121,360
+HK$6,077/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$230,566/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,009 · Scale 2, in force from 26 Feb 2026)