LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,624
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,323
−HK$1,726/mo
Today · 4.125%
HK$58,049
baseline
▲ 0.50% · 4.625%
HK$61,582
+HK$3,533/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,098/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,769
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,398
−HK$1,654/mo
Today · 4.125%
HK$64,052
baseline
▲ 0.50% · 4.625%
HK$67,428
+HK$3,376/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,104/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,549
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,588
−HK$2,071/mo
Today · 4.125%
HK$69,659
baseline
▲ 0.50% · 4.625%
HK$73,898
+HK$4,239/mo
Deposit HK$9.58M · loan HK$14.37M · min. income ≈ HK$139,318/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,922
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,878
−HK$1,984/mo
Today · 4.125%
HK$76,862
baseline
▲ 0.50% · 4.625%
HK$80,914
+HK$4,052/mo
Deposit HK$9.58M · loan HK$14.37M · min. income ≈ HK$153,724/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,474
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$78,852
−HK$2,417/mo
Today · 4.125%
HK$81,269
baseline
▲ 0.50% · 4.625%
HK$86,214
+HK$4,945/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$162,538/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,018,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,076
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,358
−HK$2,315/mo
Today · 4.125%
HK$89,673
baseline
▲ 0.50% · 4.625%
HK$94,399
+HK$4,726/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$179,346/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,018,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,323
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$101,382
−HK$3,107/mo
Today · 4.125%
HK$104,489
baseline
▲ 0.50% · 4.625%
HK$110,847
+HK$6,358/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$208,978/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,384
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$112,317
−HK$2,976/mo
Today · 4.125%
HK$115,293
baseline
▲ 0.50% · 4.625%
HK$121,371
+HK$6,078/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$230,586/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,097 · Scale 2, in force from 26 Feb 2026)