LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,628
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,327
−HK$1,727/mo
Today · 4.125%
HK$58,054
baseline
▲ 0.50% · 4.625%
HK$61,586
+HK$3,532/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,108/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,773
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,403
−HK$1,654/mo
Today · 4.125%
HK$64,057
baseline
▲ 0.50% · 4.625%
HK$67,433
+HK$3,376/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,114/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,554
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,593
−HK$2,071/mo
Today · 4.125%
HK$69,664
baseline
▲ 0.50% · 4.625%
HK$73,903
+HK$4,239/mo
Deposit HK$9.58M · loan HK$14.37M · min. income ≈ HK$139,328/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,928
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,884
−HK$1,984/mo
Today · 4.125%
HK$76,868
baseline
▲ 0.50% · 4.625%
HK$80,920
+HK$4,052/mo
Deposit HK$9.58M · loan HK$14.37M · min. income ≈ HK$153,736/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,479
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,858
−HK$2,417/mo
Today · 4.125%
HK$81,275
baseline
▲ 0.50% · 4.625%
HK$86,221
+HK$4,946/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$162,550/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,082
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,364
−HK$2,315/mo
Today · 4.125%
HK$89,679
baseline
▲ 0.50% · 4.625%
HK$94,406
+HK$4,727/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$179,358/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,330
−HK$6,167/mo
▼ 0.25% · 3.875%
HK$101,389
−HK$3,108/mo
Today · 4.125%
HK$104,497
baseline
▲ 0.50% · 4.625%
HK$110,855
+HK$6,358/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$208,994/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,392
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$112,325
−HK$2,977/mo
Today · 4.125%
HK$115,302
baseline
▲ 0.50% · 4.625%
HK$121,379
+HK$6,077/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$230,604/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,171 · Scale 2, in force from 26 Feb 2026)