LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,630
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,330
−HK$1,726/mo
Today · 4.125%
HK$58,056
baseline
▲ 0.50% · 4.625%
HK$61,589
+HK$3,533/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,112/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,776
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,406
−HK$1,653/mo
Today · 4.125%
HK$64,059
baseline
▲ 0.50% · 4.625%
HK$67,436
+HK$3,377/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,118/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,556
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,596
−HK$2,071/mo
Today · 4.125%
HK$69,667
baseline
▲ 0.50% · 4.625%
HK$73,907
+HK$4,240/mo
Deposit HK$9.58M · loan HK$14.37M · min. income ≈ HK$139,334/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,931
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,887
−HK$1,984/mo
Today · 4.125%
HK$76,871
baseline
▲ 0.50% · 4.625%
HK$80,923
+HK$4,052/mo
Deposit HK$9.58M · loan HK$14.37M · min. income ≈ HK$153,742/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,483
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,862
−HK$2,417/mo
Today · 4.125%
HK$81,279
baseline
▲ 0.50% · 4.625%
HK$86,224
+HK$4,945/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$162,558/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,086
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,368
−HK$2,315/mo
Today · 4.125%
HK$89,683
baseline
▲ 0.50% · 4.625%
HK$94,410
+HK$4,727/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$179,366/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,335
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$101,393
−HK$3,108/mo
Today · 4.125%
HK$104,501
baseline
▲ 0.50% · 4.625%
HK$110,860
+HK$6,359/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$209,002/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,396
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$112,330
−HK$2,977/mo
Today · 4.125%
HK$115,307
baseline
▲ 0.50% · 4.625%
HK$121,385
+HK$6,078/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$230,614/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,215 · Scale 2, in force from 26 Feb 2026)