LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,631
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,331
−HK$1,726/mo
Today · 4.125%
HK$58,057
baseline
▲ 0.50% · 4.625%
HK$61,590
+HK$3,533/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,114/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,777
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,407
−HK$1,653/mo
Today · 4.125%
HK$64,060
baseline
▲ 0.50% · 4.625%
HK$67,437
+HK$3,377/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,120/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,557
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,597
−HK$2,071/mo
Today · 4.125%
HK$69,668
baseline
▲ 0.50% · 4.625%
HK$73,908
+HK$4,240/mo
Deposit HK$9.58M · loan HK$14.38M · min. income ≈ HK$139,336/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,932
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,888
−HK$1,984/mo
Today · 4.125%
HK$76,872
baseline
▲ 0.50% · 4.625%
HK$80,924
+HK$4,052/mo
Deposit HK$9.58M · loan HK$14.38M · min. income ≈ HK$153,744/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,484
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,863
−HK$2,417/mo
Today · 4.125%
HK$81,280
baseline
▲ 0.50% · 4.625%
HK$86,226
+HK$4,946/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$162,560/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,087
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,369
−HK$2,315/mo
Today · 4.125%
HK$89,684
baseline
▲ 0.50% · 4.625%
HK$94,412
+HK$4,728/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$179,368/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,336
−HK$6,167/mo
▼ 0.25% · 3.875%
HK$101,395
−HK$3,108/mo
Today · 4.125%
HK$104,503
baseline
▲ 0.50% · 4.625%
HK$110,861
+HK$6,358/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$209,006/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,398
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$112,332
−HK$2,976/mo
Today · 4.125%
HK$115,308
baseline
▲ 0.50% · 4.625%
HK$121,386
+HK$6,078/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$230,616/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,231 · Scale 2, in force from 26 Feb 2026)