LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,631
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,331
−HK$1,726/mo
Today · 4.125%
HK$58,057
baseline
▲ 0.50% · 4.625%
HK$61,590
+HK$3,533/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,114/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,777
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,407
−HK$1,654/mo
Today · 4.125%
HK$64,061
baseline
▲ 0.50% · 4.625%
HK$67,437
+HK$3,376/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,122/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,558
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,597
−HK$2,072/mo
Today · 4.125%
HK$69,669
baseline
▲ 0.50% · 4.625%
HK$73,908
+HK$4,239/mo
Deposit HK$9.58M · loan HK$14.38M · min. income ≈ HK$139,338/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,932
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,888
−HK$1,985/mo
Today · 4.125%
HK$76,873
baseline
▲ 0.50% · 4.625%
HK$80,925
+HK$4,052/mo
Deposit HK$9.58M · loan HK$14.38M · min. income ≈ HK$153,746/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,484
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,863
−HK$2,417/mo
Today · 4.125%
HK$81,280
baseline
▲ 0.50% · 4.625%
HK$86,226
+HK$4,946/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$162,560/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,088
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,370
−HK$2,315/mo
Today · 4.125%
HK$89,685
baseline
▲ 0.50% · 4.625%
HK$94,412
+HK$4,727/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$179,370/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,337
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$101,395
−HK$3,108/mo
Today · 4.125%
HK$104,503
baseline
▲ 0.50% · 4.625%
HK$110,862
+HK$6,359/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$209,006/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,398
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$112,332
−HK$2,977/mo
Today · 4.125%
HK$115,309
baseline
▲ 0.50% · 4.625%
HK$121,387
+HK$6,078/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$230,618/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,235 · Scale 2, in force from 26 Feb 2026)