LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,632
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,331
−HK$1,727/mo
Today · 4.125%
HK$58,058
baseline
▲ 0.50% · 4.625%
HK$61,590
+HK$3,532/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,116/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,777
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,407
−HK$1,654/mo
Today · 4.125%
HK$64,061
baseline
▲ 0.50% · 4.625%
HK$67,438
+HK$3,377/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,122/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,558
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,597
−HK$2,072/mo
Today · 4.125%
HK$69,669
baseline
▲ 0.50% · 4.625%
HK$73,908
+HK$4,239/mo
Deposit HK$9.58M · loan HK$14.38M · min. income ≈ HK$139,338/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,933
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,889
−HK$1,984/mo
Today · 4.125%
HK$76,873
baseline
▲ 0.50% · 4.625%
HK$80,925
+HK$4,052/mo
Deposit HK$9.58M · loan HK$14.38M · min. income ≈ HK$153,746/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,484
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,864
−HK$2,417/mo
Today · 4.125%
HK$81,281
baseline
▲ 0.50% · 4.625%
HK$86,226
+HK$4,945/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$162,562/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,088
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,370
−HK$2,315/mo
Today · 4.125%
HK$89,685
baseline
▲ 0.50% · 4.625%
HK$94,413
+HK$4,728/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$179,370/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,337
−HK$6,167/mo
▼ 0.25% · 3.875%
HK$101,396
−HK$3,108/mo
Today · 4.125%
HK$104,504
baseline
▲ 0.50% · 4.625%
HK$110,863
+HK$6,359/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$209,008/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,399
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$112,333
−HK$2,977/mo
Today · 4.125%
HK$115,310
baseline
▲ 0.50% · 4.625%
HK$121,388
+HK$6,078/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$230,620/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,241 · Scale 2, in force from 26 Feb 2026)