LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,632
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,332
−HK$1,726/mo
Today · 4.125%
HK$58,058
baseline
▲ 0.50% · 4.625%
HK$61,591
+HK$3,533/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,116/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,778
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,408
−HK$1,653/mo
Today · 4.125%
HK$64,061
baseline
▲ 0.50% · 4.625%
HK$67,438
+HK$3,377/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,122/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,559
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,598
−HK$2,072/mo
Today · 4.125%
HK$69,670
baseline
▲ 0.50% · 4.625%
HK$73,909
+HK$4,239/mo
Deposit HK$9.58M · loan HK$14.38M · min. income ≈ HK$139,340/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,933
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,889
−HK$1,985/mo
Today · 4.125%
HK$76,874
baseline
▲ 0.50% · 4.625%
HK$80,926
+HK$4,052/mo
Deposit HK$9.58M · loan HK$14.38M · min. income ≈ HK$153,748/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,485
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,864
−HK$2,417/mo
Today · 4.125%
HK$81,281
baseline
▲ 0.50% · 4.625%
HK$86,227
+HK$4,946/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$162,562/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,089
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,371
−HK$2,315/mo
Today · 4.125%
HK$89,686
baseline
▲ 0.50% · 4.625%
HK$94,414
+HK$4,728/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$179,372/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,338
−HK$6,167/mo
▼ 0.25% · 3.875%
HK$101,397
−HK$3,108/mo
Today · 4.125%
HK$104,505
baseline
▲ 0.50% · 4.625%
HK$110,864
+HK$6,359/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$209,010/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,400
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$112,334
−HK$2,977/mo
Today · 4.125%
HK$115,311
baseline
▲ 0.50% · 4.625%
HK$121,389
+HK$6,078/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$230,622/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,250 · Scale 2, in force from 26 Feb 2026)