LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,634
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,333
−HK$1,727/mo
Today · 4.125%
HK$58,060
baseline
▲ 0.50% · 4.625%
HK$61,593
+HK$3,533/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,120/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,780
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,410
−HK$1,653/mo
Today · 4.125%
HK$64,063
baseline
▲ 0.50% · 4.625%
HK$67,440
+HK$3,377/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,126/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,561
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,600
−HK$2,072/mo
Today · 4.125%
HK$69,672
baseline
▲ 0.50% · 4.625%
HK$73,911
+HK$4,239/mo
Deposit HK$9.58M · loan HK$14.38M · min. income ≈ HK$139,344/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,936
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,892
−HK$1,984/mo
Today · 4.125%
HK$76,876
baseline
▲ 0.50% · 4.625%
HK$80,928
+HK$4,052/mo
Deposit HK$9.58M · loan HK$14.38M · min. income ≈ HK$153,752/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,487
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,867
−HK$2,417/mo
Today · 4.125%
HK$81,284
baseline
▲ 0.50% · 4.625%
HK$86,230
+HK$4,946/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$162,568/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,092
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,374
−HK$2,315/mo
Today · 4.125%
HK$89,689
baseline
▲ 0.50% · 4.625%
HK$94,416
+HK$4,727/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$179,378/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,341
−HK$6,167/mo
▼ 0.25% · 3.875%
HK$101,400
−HK$3,108/mo
Today · 4.125%
HK$104,508
baseline
▲ 0.50% · 4.625%
HK$110,867
+HK$6,359/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$209,016/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,403
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$112,338
−HK$2,976/mo
Today · 4.125%
HK$115,314
baseline
▲ 0.50% · 4.625%
HK$121,393
+HK$6,079/mo
Deposit HK$2.40M · loan HK$21.56M · min. income ≈ HK$230,628/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,281 · Scale 2, in force from 26 Feb 2026)