LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,640
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,340
−HK$1,726/mo
Today · 4.125%
HK$58,066
baseline
▲ 0.50% · 4.625%
HK$61,600
+HK$3,534/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,132/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,786
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,417
−HK$1,654/mo
Today · 4.125%
HK$64,071
baseline
▲ 0.50% · 4.625%
HK$67,448
+HK$3,377/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,142/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,568
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,608
−HK$2,072/mo
Today · 4.125%
HK$69,680
baseline
▲ 0.50% · 4.625%
HK$73,920
+HK$4,240/mo
Deposit HK$9.58M · loan HK$14.38M · min. income ≈ HK$139,360/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,944
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,900
−HK$1,985/mo
Today · 4.125%
HK$76,885
baseline
▲ 0.50% · 4.625%
HK$80,937
+HK$4,052/mo
Deposit HK$9.58M · loan HK$14.38M · min. income ≈ HK$153,770/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,496
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,875
−HK$2,418/mo
Today · 4.125%
HK$81,293
baseline
▲ 0.50% · 4.625%
HK$86,239
+HK$4,946/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$162,586/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,101
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,383
−HK$2,316/mo
Today · 4.125%
HK$89,699
baseline
▲ 0.50% · 4.625%
HK$94,427
+HK$4,728/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$179,398/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,352
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,411
−HK$3,109/mo
Today · 4.125%
HK$104,520
baseline
▲ 0.50% · 4.625%
HK$110,879
+HK$6,359/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,040/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,416
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$112,350
−HK$2,977/mo
Today · 4.125%
HK$115,327
baseline
▲ 0.50% · 4.625%
HK$121,406
+HK$6,079/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,654/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,395 · Scale 2, in force from 26 Feb 2026)