LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,641
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,340
−HK$1,727/mo
Today · 4.125%
HK$58,067
baseline
▲ 0.50% · 4.625%
HK$61,600
+HK$3,533/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,134/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,787
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,417
−HK$1,654/mo
Today · 4.125%
HK$64,071
baseline
▲ 0.50% · 4.625%
HK$67,449
+HK$3,378/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,142/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,569
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,608
−HK$2,072/mo
Today · 4.125%
HK$69,680
baseline
▲ 0.50% · 4.625%
HK$73,920
+HK$4,240/mo
Deposit HK$9.58M · loan HK$14.38M · min. income ≈ HK$139,360/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,945
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,901
−HK$1,985/mo
Today · 4.125%
HK$76,886
baseline
▲ 0.50% · 4.625%
HK$80,938
+HK$4,052/mo
Deposit HK$9.58M · loan HK$14.38M · min. income ≈ HK$153,772/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,497
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,876
−HK$2,418/mo
Today · 4.125%
HK$81,294
baseline
▲ 0.50% · 4.625%
HK$86,240
+HK$4,946/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$162,588/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,102
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,384
−HK$2,316/mo
Today · 4.125%
HK$89,700
baseline
▲ 0.50% · 4.625%
HK$94,428
+HK$4,728/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$179,400/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,353
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,412
−HK$3,109/mo
Today · 4.125%
HK$104,521
baseline
▲ 0.50% · 4.625%
HK$110,881
+HK$6,360/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,042/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,417
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$112,351
−HK$2,977/mo
Today · 4.125%
HK$115,328
baseline
▲ 0.50% · 4.625%
HK$121,407
+HK$6,079/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,656/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,406 · Scale 2, in force from 26 Feb 2026)