LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,641
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,341
−HK$1,727/mo
Today · 4.125%
HK$58,068
baseline
▲ 0.50% · 4.625%
HK$61,601
+HK$3,533/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,136/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,788
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,418
−HK$1,654/mo
Today · 4.125%
HK$64,072
baseline
▲ 0.50% · 4.625%
HK$67,449
+HK$3,377/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,144/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,569
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,609
−HK$2,072/mo
Today · 4.125%
HK$69,681
baseline
▲ 0.50% · 4.625%
HK$73,921
+HK$4,240/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,362/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,945
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,902
−HK$1,984/mo
Today · 4.125%
HK$76,886
baseline
▲ 0.50% · 4.625%
HK$80,939
+HK$4,053/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,772/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,498
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,877
−HK$2,418/mo
Today · 4.125%
HK$81,295
baseline
▲ 0.50% · 4.625%
HK$86,241
+HK$4,946/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$162,590/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,103
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,385
−HK$2,316/mo
Today · 4.125%
HK$89,701
baseline
▲ 0.50% · 4.625%
HK$94,429
+HK$4,728/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$179,402/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,354
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,414
−HK$3,108/mo
Today · 4.125%
HK$104,522
baseline
▲ 0.50% · 4.625%
HK$110,882
+HK$6,360/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,044/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,418
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$112,353
−HK$2,977/mo
Today · 4.125%
HK$115,330
baseline
▲ 0.50% · 4.625%
HK$121,409
+HK$6,079/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,660/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,417 · Scale 2, in force from 26 Feb 2026)