LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,643
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,342
−HK$1,727/mo
Today · 4.125%
HK$58,069
baseline
▲ 0.50% · 4.625%
HK$61,603
+HK$3,534/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,138/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,790
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,420
−HK$1,654/mo
Today · 4.125%
HK$64,074
baseline
▲ 0.50% · 4.625%
HK$67,451
+HK$3,377/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,148/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,571
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,611
−HK$2,072/mo
Today · 4.125%
HK$69,683
baseline
▲ 0.50% · 4.625%
HK$73,923
+HK$4,240/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,366/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,947
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,904
−HK$1,985/mo
Today · 4.125%
HK$76,889
baseline
▲ 0.50% · 4.625%
HK$80,941
+HK$4,052/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,778/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,500
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,879
−HK$2,418/mo
Today · 4.125%
HK$81,297
baseline
▲ 0.50% · 4.625%
HK$86,244
+HK$4,947/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$162,594/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,105
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,388
−HK$2,315/mo
Today · 4.125%
HK$89,703
baseline
▲ 0.50% · 4.625%
HK$94,432
+HK$4,729/mo
Deposit HK$7.19M · loan HK$16.77M · min. income ≈ HK$179,406/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,357
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,416
−HK$3,109/mo
Today · 4.125%
HK$104,525
baseline
▲ 0.50% · 4.625%
HK$110,885
+HK$6,360/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,050/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,421
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$112,356
−HK$2,977/mo
Today · 4.125%
HK$115,333
baseline
▲ 0.50% · 4.625%
HK$121,412
+HK$6,079/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,666/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,446 · Scale 2, in force from 26 Feb 2026)