LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,645
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,345
−HK$1,727/mo
Today · 4.125%
HK$58,072
baseline
▲ 0.50% · 4.625%
HK$61,605
+HK$3,533/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,144/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,792
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,422
−HK$1,654/mo
Today · 4.125%
HK$64,076
baseline
▲ 0.50% · 4.625%
HK$67,454
+HK$3,378/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,152/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,574
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,614
−HK$2,072/mo
Today · 4.125%
HK$69,686
baseline
▲ 0.50% · 4.625%
HK$73,926
+HK$4,240/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,372/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,950
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,907
−HK$1,985/mo
Today · 4.125%
HK$76,892
baseline
▲ 0.50% · 4.625%
HK$80,945
+HK$4,053/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,784/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,503
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,883
−HK$2,417/mo
Today · 4.125%
HK$81,300
baseline
▲ 0.50% · 4.625%
HK$86,247
+HK$4,947/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,600/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,109
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,391
−HK$2,316/mo
Today · 4.125%
HK$89,707
baseline
▲ 0.50% · 4.625%
HK$94,436
+HK$4,729/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,414/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,361
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,421
−HK$3,108/mo
Today · 4.125%
HK$104,529
baseline
▲ 0.50% · 4.625%
HK$110,889
+HK$6,360/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,058/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,426
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$112,360
−HK$2,978/mo
Today · 4.125%
HK$115,338
baseline
▲ 0.50% · 4.625%
HK$121,417
+HK$6,079/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,676/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,488 · Scale 2, in force from 26 Feb 2026)