LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,646
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,345
−HK$1,727/mo
Today · 4.125%
HK$58,072
baseline
▲ 0.50% · 4.625%
HK$61,606
+HK$3,534/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,144/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,793
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,423
−HK$1,654/mo
Today · 4.125%
HK$64,077
baseline
▲ 0.50% · 4.625%
HK$67,455
+HK$3,378/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,154/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,575
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,614
−HK$2,073/mo
Today · 4.125%
HK$69,687
baseline
▲ 0.50% · 4.625%
HK$73,927
+HK$4,240/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,374/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,951
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,908
−HK$1,985/mo
Today · 4.125%
HK$76,893
baseline
▲ 0.50% · 4.625%
HK$80,946
+HK$4,053/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,786/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,504
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,884
−HK$2,417/mo
Today · 4.125%
HK$81,301
baseline
▲ 0.50% · 4.625%
HK$86,248
+HK$4,947/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,602/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,110
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,392
−HK$2,316/mo
Today · 4.125%
HK$89,708
baseline
▲ 0.50% · 4.625%
HK$94,437
+HK$4,729/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,416/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,362
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,422
−HK$3,108/mo
Today · 4.125%
HK$104,530
baseline
▲ 0.50% · 4.625%
HK$110,891
+HK$6,361/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,060/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,427
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$112,362
−HK$2,977/mo
Today · 4.125%
HK$115,339
baseline
▲ 0.50% · 4.625%
HK$121,419
+HK$6,080/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,678/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$1,018,500 · Scale 2, in force from 26 Feb 2026)