LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,648
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,348
−HK$1,727/mo
Today · 4.125%
HK$58,075
baseline
▲ 0.50% · 4.625%
HK$61,609
+HK$3,534/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,150/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,795
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,426
−HK$1,654/mo
Today · 4.125%
HK$64,080
baseline
▲ 0.50% · 4.625%
HK$67,458
+HK$3,378/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,160/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,578
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,617
−HK$2,073/mo
Today · 4.125%
HK$69,690
baseline
▲ 0.50% · 4.625%
HK$73,930
+HK$4,240/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,380/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,954
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,911
−HK$1,985/mo
Today · 4.125%
HK$76,896
baseline
▲ 0.50% · 4.625%
HK$80,949
+HK$4,053/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,792/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,507
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,887
−HK$2,418/mo
Today · 4.125%
HK$81,305
baseline
▲ 0.50% · 4.625%
HK$86,252
+HK$4,947/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,610/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,113
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,396
−HK$2,316/mo
Today · 4.125%
HK$89,712
baseline
▲ 0.50% · 4.625%
HK$94,441
+HK$4,729/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,424/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,366
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$101,426
−HK$3,109/mo
Today · 4.125%
HK$104,535
baseline
▲ 0.50% · 4.625%
HK$110,895
+HK$6,360/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,070/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,432
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$112,366
−HK$2,978/mo
Today · 4.125%
HK$115,344
baseline
▲ 0.50% · 4.625%
HK$121,424
+HK$6,080/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,688/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,543 · Scale 2, in force from 26 Feb 2026)