LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,649
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,349
−HK$1,727/mo
Today · 4.125%
HK$58,076
baseline
▲ 0.50% · 4.625%
HK$61,609
+HK$3,533/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,152/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,796
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,427
−HK$1,654/mo
Today · 4.125%
HK$64,081
baseline
▲ 0.50% · 4.625%
HK$67,459
+HK$3,378/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,162/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,579
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,618
−HK$2,073/mo
Today · 4.125%
HK$69,691
baseline
▲ 0.50% · 4.625%
HK$73,931
+HK$4,240/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,382/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,955
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,912
−HK$1,985/mo
Today · 4.125%
HK$76,897
baseline
▲ 0.50% · 4.625%
HK$80,950
+HK$4,053/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,794/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,018,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,508
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,888
−HK$2,418/mo
Today · 4.125%
HK$81,306
baseline
▲ 0.50% · 4.625%
HK$86,253
+HK$4,947/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,612/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,115
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,397
−HK$2,316/mo
Today · 4.125%
HK$89,713
baseline
▲ 0.50% · 4.625%
HK$94,442
+HK$4,729/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,426/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,368
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,428
−HK$3,108/mo
Today · 4.125%
HK$104,536
baseline
▲ 0.50% · 4.625%
HK$110,897
+HK$6,361/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,072/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,433
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,368
−HK$2,978/mo
Today · 4.125%
HK$115,346
baseline
▲ 0.50% · 4.625%
HK$121,426
+HK$6,080/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,692/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,558 · Scale 2, in force from 26 Feb 2026)