LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,650
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,350
−HK$1,727/mo
Today · 4.125%
HK$58,077
baseline
▲ 0.50% · 4.625%
HK$61,611
+HK$3,534/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,154/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,797
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,428
−HK$1,654/mo
Today · 4.125%
HK$64,082
baseline
▲ 0.50% · 4.625%
HK$67,460
+HK$3,378/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,164/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,580
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,620
−HK$2,072/mo
Today · 4.125%
HK$69,692
baseline
▲ 0.50% · 4.625%
HK$73,933
+HK$4,241/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,384/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,957
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,914
−HK$1,985/mo
Today · 4.125%
HK$76,899
baseline
▲ 0.50% · 4.625%
HK$80,952
+HK$4,053/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,798/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,510
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,890
−HK$2,418/mo
Today · 4.125%
HK$81,308
baseline
▲ 0.50% · 4.625%
HK$86,255
+HK$4,947/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,616/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,116
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,399
−HK$2,316/mo
Today · 4.125%
HK$89,715
baseline
▲ 0.50% · 4.625%
HK$94,444
+HK$4,729/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,430/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,370
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,430
−HK$3,108/mo
Today · 4.125%
HK$104,538
baseline
▲ 0.50% · 4.625%
HK$110,899
+HK$6,361/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,076/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,435
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,370
−HK$2,978/mo
Today · 4.125%
HK$115,348
baseline
▲ 0.50% · 4.625%
HK$121,428
+HK$6,080/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,696/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,579 · Scale 2, in force from 26 Feb 2026)