LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,651
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,351
−HK$1,727/mo
Today · 4.125%
HK$58,078
baseline
▲ 0.50% · 4.625%
HK$61,612
+HK$3,534/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,156/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,799
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,429
−HK$1,655/mo
Today · 4.125%
HK$64,084
baseline
▲ 0.50% · 4.625%
HK$67,461
+HK$3,377/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,168/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,581
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,621
−HK$2,073/mo
Today · 4.125%
HK$69,694
baseline
▲ 0.50% · 4.625%
HK$73,935
+HK$4,241/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,388/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,959
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,915
−HK$1,985/mo
Today · 4.125%
HK$76,900
baseline
▲ 0.50% · 4.625%
HK$80,954
+HK$4,054/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,800/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,512
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,891
−HK$2,418/mo
Today · 4.125%
HK$81,309
baseline
▲ 0.50% · 4.625%
HK$86,257
+HK$4,948/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,618/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,118
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,401
−HK$2,316/mo
Today · 4.125%
HK$89,717
baseline
▲ 0.50% · 4.625%
HK$94,446
+HK$4,729/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,434/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,372
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$101,432
−HK$3,109/mo
Today · 4.125%
HK$104,541
baseline
▲ 0.50% · 4.625%
HK$110,902
+HK$6,361/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,082/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,438
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$112,373
−HK$2,977/mo
Today · 4.125%
HK$115,350
baseline
▲ 0.50% · 4.625%
HK$121,431
+HK$6,081/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,700/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,601 · Scale 2, in force from 26 Feb 2026)