LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,652
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,352
−HK$1,728/mo
Today · 4.125%
HK$58,080
baseline
▲ 0.50% · 4.625%
HK$61,614
+HK$3,534/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,160/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,800
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,431
−HK$1,654/mo
Today · 4.125%
HK$64,085
baseline
▲ 0.50% · 4.625%
HK$67,463
+HK$3,378/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,170/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,583
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,623
−HK$2,072/mo
Today · 4.125%
HK$69,695
baseline
▲ 0.50% · 4.625%
HK$73,936
+HK$4,241/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,390/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,960
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,917
−HK$1,985/mo
Today · 4.125%
HK$76,902
baseline
▲ 0.50% · 4.625%
HK$80,956
+HK$4,054/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,804/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,513
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,893
−HK$2,418/mo
Today · 4.125%
HK$81,311
baseline
▲ 0.50% · 4.625%
HK$86,259
+HK$4,948/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,622/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,120
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,403
−HK$2,316/mo
Today · 4.125%
HK$89,719
baseline
▲ 0.50% · 4.625%
HK$94,448
+HK$4,729/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,438/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,374
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$101,434
−HK$3,109/mo
Today · 4.125%
HK$104,543
baseline
▲ 0.50% · 4.625%
HK$110,904
+HK$6,361/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,086/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,440
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,375
−HK$2,978/mo
Today · 4.125%
HK$115,353
baseline
▲ 0.50% · 4.625%
HK$121,433
+HK$6,080/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,706/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,624 · Scale 2, in force from 26 Feb 2026)