LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,654
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,354
−HK$1,727/mo
Today · 4.125%
HK$58,081
baseline
▲ 0.50% · 4.625%
HK$61,615
+HK$3,534/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,162/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,802
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,432
−HK$1,654/mo
Today · 4.125%
HK$64,086
baseline
▲ 0.50% · 4.625%
HK$67,465
+HK$3,379/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,172/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,584
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,624
−HK$2,073/mo
Today · 4.125%
HK$69,697
baseline
▲ 0.50% · 4.625%
HK$73,938
+HK$4,241/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,394/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,962
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,919
−HK$1,985/mo
Today · 4.125%
HK$76,904
baseline
▲ 0.50% · 4.625%
HK$80,957
+HK$4,053/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,808/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,515
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,895
−HK$2,418/mo
Today · 4.125%
HK$81,313
baseline
▲ 0.50% · 4.625%
HK$86,261
+HK$4,948/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,626/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,122
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,405
−HK$2,316/mo
Today · 4.125%
HK$89,721
baseline
▲ 0.50% · 4.625%
HK$94,450
+HK$4,729/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,442/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,376
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$101,436
−HK$3,109/mo
Today · 4.125%
HK$104,545
baseline
▲ 0.50% · 4.625%
HK$110,907
+HK$6,362/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,090/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,443
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,378
−HK$2,978/mo
Today · 4.125%
HK$115,356
baseline
▲ 0.50% · 4.625%
HK$121,436
+HK$6,080/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,712/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,648 · Scale 2, in force from 26 Feb 2026)