LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,654
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,354
−HK$1,728/mo
Today · 4.125%
HK$58,082
baseline
▲ 0.50% · 4.625%
HK$61,616
+HK$3,534/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,164/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,802
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,433
−HK$1,654/mo
Today · 4.125%
HK$64,087
baseline
▲ 0.50% · 4.625%
HK$67,465
+HK$3,378/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,174/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,585
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,625
−HK$2,073/mo
Today · 4.125%
HK$69,698
baseline
▲ 0.50% · 4.625%
HK$73,939
+HK$4,241/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,396/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,963
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,920
−HK$1,985/mo
Today · 4.125%
HK$76,905
baseline
▲ 0.50% · 4.625%
HK$80,959
+HK$4,054/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,810/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,516
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,896
−HK$2,418/mo
Today · 4.125%
HK$81,314
baseline
▲ 0.50% · 4.625%
HK$86,262
+HK$4,948/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,628/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,123
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,406
−HK$2,316/mo
Today · 4.125%
HK$89,722
baseline
▲ 0.50% · 4.625%
HK$94,452
+HK$4,730/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,444/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,378
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$101,438
−HK$3,109/mo
Today · 4.125%
HK$104,547
baseline
▲ 0.50% · 4.625%
HK$110,908
+HK$6,361/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,094/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,444
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,379
−HK$2,978/mo
Today · 4.125%
HK$115,357
baseline
▲ 0.50% · 4.625%
HK$121,438
+HK$6,081/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,714/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,661 · Scale 2, in force from 26 Feb 2026)