LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,655
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,355
−HK$1,727/mo
Today · 4.125%
HK$58,082
baseline
▲ 0.50% · 4.625%
HK$61,616
+HK$3,534/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,164/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,803
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,434
−HK$1,654/mo
Today · 4.125%
HK$64,088
baseline
▲ 0.50% · 4.625%
HK$67,466
+HK$3,378/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,176/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,586
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,626
−HK$2,073/mo
Today · 4.125%
HK$69,699
baseline
▲ 0.50% · 4.625%
HK$73,940
+HK$4,241/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,398/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,963
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,920
−HK$1,985/mo
Today · 4.125%
HK$76,905
baseline
▲ 0.50% · 4.625%
HK$80,959
+HK$4,054/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,810/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,517
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,897
−HK$2,418/mo
Today · 4.125%
HK$81,315
baseline
▲ 0.50% · 4.625%
HK$86,263
+HK$4,948/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,630/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,124
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,407
−HK$2,316/mo
Today · 4.125%
HK$89,723
baseline
▲ 0.50% · 4.625%
HK$94,452
+HK$4,729/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,446/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,379
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$101,439
−HK$3,109/mo
Today · 4.125%
HK$104,548
baseline
▲ 0.50% · 4.625%
HK$110,909
+HK$6,361/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,096/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,445
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,380
−HK$2,978/mo
Today · 4.125%
HK$115,358
baseline
▲ 0.50% · 4.625%
HK$121,439
+HK$6,081/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,716/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,670 · Scale 2, in force from 26 Feb 2026)