LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,655
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,355
−HK$1,728/mo
Today · 4.125%
HK$58,083
baseline
▲ 0.50% · 4.625%
HK$61,617
+HK$3,534/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$116,166/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,803
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,434
−HK$1,654/mo
Today · 4.125%
HK$64,088
baseline
▲ 0.50% · 4.625%
HK$67,467
+HK$3,379/mo
Deposit HK$11.98M · loan HK$11.98M · min. income ≈ HK$128,176/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,586
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,626
−HK$2,073/mo
Today · 4.125%
HK$69,699
baseline
▲ 0.50% · 4.625%
HK$73,940
+HK$4,241/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,398/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,964
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,921
−HK$1,985/mo
Today · 4.125%
HK$76,906
baseline
▲ 0.50% · 4.625%
HK$80,960
+HK$4,054/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,812/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,517
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,897
−HK$2,419/mo
Today · 4.125%
HK$81,316
baseline
▲ 0.50% · 4.625%
HK$86,264
+HK$4,948/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,632/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,125
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,408
−HK$2,316/mo
Today · 4.125%
HK$89,724
baseline
▲ 0.50% · 4.625%
HK$94,453
+HK$4,729/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,448/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,379
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$101,440
−HK$3,109/mo
Today · 4.125%
HK$104,549
baseline
▲ 0.50% · 4.625%
HK$110,910
+HK$6,361/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,098/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,446
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,381
−HK$2,978/mo
Today · 4.125%
HK$115,359
baseline
▲ 0.50% · 4.625%
HK$121,440
+HK$6,081/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,718/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,679 · Scale 2, in force from 26 Feb 2026)