LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,660
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,360
−HK$1,728/mo
Today · 4.125%
HK$58,088
baseline
▲ 0.50% · 4.625%
HK$61,622
+HK$3,534/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,176/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,809
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,440
−HK$1,654/mo
Today · 4.125%
HK$64,094
baseline
▲ 0.50% · 4.625%
HK$67,473
+HK$3,379/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,188/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,592
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,632
−HK$2,073/mo
Today · 4.125%
HK$69,705
baseline
▲ 0.50% · 4.625%
HK$73,947
+HK$4,242/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,410/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,971
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,928
−HK$1,985/mo
Today · 4.125%
HK$76,913
baseline
▲ 0.50% · 4.625%
HK$80,967
+HK$4,054/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,826/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,524
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,905
−HK$2,418/mo
Today · 4.125%
HK$81,323
baseline
▲ 0.50% · 4.625%
HK$86,271
+HK$4,948/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,646/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,132
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$87,416
−HK$2,316/mo
Today · 4.125%
HK$89,732
baseline
▲ 0.50% · 4.625%
HK$94,462
+HK$4,730/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,464/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,388
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$101,449
−HK$3,109/mo
Today · 4.125%
HK$104,558
baseline
▲ 0.50% · 4.625%
HK$110,920
+HK$6,362/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,116/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,456
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,391
−HK$2,978/mo
Today · 4.125%
HK$115,369
baseline
▲ 0.50% · 4.625%
HK$121,451
+HK$6,082/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,738/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,770 · Scale 2, in force from 26 Feb 2026)