LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,661
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,361
−HK$1,728/mo
Today · 4.125%
HK$58,089
baseline
▲ 0.50% · 4.625%
HK$61,623
+HK$3,534/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,178/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,810
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,441
−HK$1,654/mo
Today · 4.125%
HK$64,095
baseline
▲ 0.50% · 4.625%
HK$67,474
+HK$3,379/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,190/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,593
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,634
−HK$2,073/mo
Today · 4.125%
HK$69,707
baseline
▲ 0.50% · 4.625%
HK$73,948
+HK$4,241/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,414/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,972
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,929
−HK$1,985/mo
Today · 4.125%
HK$76,914
baseline
▲ 0.50% · 4.625%
HK$80,969
+HK$4,055/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,828/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,526
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,906
−HK$2,418/mo
Today · 4.125%
HK$81,324
baseline
▲ 0.50% · 4.625%
HK$86,273
+HK$4,949/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,648/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,134
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,417
−HK$2,316/mo
Today · 4.125%
HK$89,733
baseline
▲ 0.50% · 4.625%
HK$94,463
+HK$4,730/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,466/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,390
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$101,450
−HK$3,110/mo
Today · 4.125%
HK$104,560
baseline
▲ 0.50% · 4.625%
HK$110,922
+HK$6,362/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,120/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,458
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$112,393
−HK$2,979/mo
Today · 4.125%
HK$115,372
baseline
▲ 0.50% · 4.625%
HK$121,453
+HK$6,081/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,744/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,788 · Scale 2, in force from 26 Feb 2026)