LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,662
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,362
−HK$1,728/mo
Today · 4.125%
HK$58,090
baseline
▲ 0.50% · 4.625%
HK$61,624
+HK$3,534/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,180/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,811
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,442
−HK$1,654/mo
Today · 4.125%
HK$64,096
baseline
▲ 0.50% · 4.625%
HK$67,475
+HK$3,379/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,192/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,594
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,635
−HK$2,073/mo
Today · 4.125%
HK$69,708
baseline
▲ 0.50% · 4.625%
HK$73,949
+HK$4,241/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,416/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,973
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,930
−HK$1,986/mo
Today · 4.125%
HK$76,916
baseline
▲ 0.50% · 4.625%
HK$80,970
+HK$4,054/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,832/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,527
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,907
−HK$2,419/mo
Today · 4.125%
HK$81,326
baseline
▲ 0.50% · 4.625%
HK$86,274
+HK$4,948/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,652/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,135
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$87,419
−HK$2,316/mo
Today · 4.125%
HK$89,735
baseline
▲ 0.50% · 4.625%
HK$94,465
+HK$4,730/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,470/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,392
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$101,452
−HK$3,110/mo
Today · 4.125%
HK$104,562
baseline
▲ 0.50% · 4.625%
HK$110,924
+HK$6,362/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,124/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,460
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,395
−HK$2,978/mo
Today · 4.125%
HK$115,373
baseline
▲ 0.50% · 4.625%
HK$121,455
+HK$6,082/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,746/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,804 · Scale 2, in force from 26 Feb 2026)