LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,663
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,363
−HK$1,727/mo
Today · 4.125%
HK$58,090
baseline
▲ 0.50% · 4.625%
HK$61,625
+HK$3,535/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,180/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,812
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,442
−HK$1,655/mo
Today · 4.125%
HK$64,097
baseline
▲ 0.50% · 4.625%
HK$67,476
+HK$3,379/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,194/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,018,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,595
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,635
−HK$2,073/mo
Today · 4.125%
HK$69,708
baseline
▲ 0.50% · 4.625%
HK$73,950
+HK$4,242/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,416/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,974
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,931
−HK$1,985/mo
Today · 4.125%
HK$76,916
baseline
▲ 0.50% · 4.625%
HK$80,971
+HK$4,055/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,832/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,528
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,908
−HK$2,419/mo
Today · 4.125%
HK$81,327
baseline
▲ 0.50% · 4.625%
HK$86,275
+HK$4,948/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,654/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,136
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$87,419
−HK$2,317/mo
Today · 4.125%
HK$89,736
baseline
▲ 0.50% · 4.625%
HK$94,466
+HK$4,730/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,472/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,393
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$101,453
−HK$3,110/mo
Today · 4.125%
HK$104,563
baseline
▲ 0.50% · 4.625%
HK$110,925
+HK$6,362/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$209,126/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,461
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$112,396
−HK$2,979/mo
Today · 4.125%
HK$115,375
baseline
▲ 0.50% · 4.625%
HK$121,456
+HK$6,081/mo
Deposit HK$2.40M · loan HK$21.57M · min. income ≈ HK$230,750/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,815 · Scale 2, in force from 26 Feb 2026)