LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,666
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,366
−HK$1,728/mo
Today · 4.125%
HK$58,094
baseline
▲ 0.50% · 4.625%
HK$61,629
+HK$3,535/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,188/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,018,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,815
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,446
−HK$1,655/mo
Today · 4.125%
HK$64,101
baseline
▲ 0.50% · 4.625%
HK$67,480
+HK$3,379/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,202/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,018,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,599
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,640
−HK$2,073/mo
Today · 4.125%
HK$69,713
baseline
▲ 0.50% · 4.625%
HK$73,955
+HK$4,242/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,426/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,978
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,936
−HK$1,985/mo
Today · 4.125%
HK$76,921
baseline
▲ 0.50% · 4.625%
HK$80,976
+HK$4,055/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,842/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,532
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$78,913
−HK$2,419/mo
Today · 4.125%
HK$81,332
baseline
▲ 0.50% · 4.625%
HK$86,280
+HK$4,948/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,664/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,141
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$87,425
−HK$2,316/mo
Today · 4.125%
HK$89,741
baseline
▲ 0.50% · 4.625%
HK$94,472
+HK$4,731/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,482/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,399
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$101,459
−HK$3,110/mo
Today · 4.125%
HK$104,569
baseline
▲ 0.50% · 4.625%
HK$110,932
+HK$6,363/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$209,138/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,467
−HK$5,915/mo
▼ 0.25% · 3.875%
HK$112,403
−HK$2,979/mo
Today · 4.125%
HK$115,382
baseline
▲ 0.50% · 4.625%
HK$121,464
+HK$6,082/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$230,764/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,877 · Scale 2, in force from 26 Feb 2026)