LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,667
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,368
−HK$1,727/mo
Today · 4.125%
HK$58,095
baseline
▲ 0.50% · 4.625%
HK$61,630
+HK$3,535/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,190/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,018,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,817
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,448
−HK$1,654/mo
Today · 4.125%
HK$64,102
baseline
▲ 0.50% · 4.625%
HK$67,481
+HK$3,379/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,204/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,018,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,601
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,641
−HK$2,073/mo
Today · 4.125%
HK$69,714
baseline
▲ 0.50% · 4.625%
HK$73,956
+HK$4,242/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,428/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,980
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,937
−HK$1,986/mo
Today · 4.125%
HK$76,923
baseline
▲ 0.50% · 4.625%
HK$80,978
+HK$4,055/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,846/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,534
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,915
−HK$2,418/mo
Today · 4.125%
HK$81,333
baseline
▲ 0.50% · 4.625%
HK$86,282
+HK$4,949/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,666/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,143
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$87,427
−HK$2,316/mo
Today · 4.125%
HK$89,743
baseline
▲ 0.50% · 4.625%
HK$94,474
+HK$4,731/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,486/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,401
−HK$6,171/mo
▼ 0.25% · 3.875%
HK$101,462
−HK$3,110/mo
Today · 4.125%
HK$104,572
baseline
▲ 0.50% · 4.625%
HK$110,935
+HK$6,363/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$209,144/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,470
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$112,406
−HK$2,978/mo
Today · 4.125%
HK$115,384
baseline
▲ 0.50% · 4.625%
HK$121,467
+HK$6,083/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$230,768/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,902 · Scale 2, in force from 26 Feb 2026)