LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,669
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,370
−HK$1,727/mo
Today · 4.125%
HK$58,097
baseline
▲ 0.50% · 4.625%
HK$61,632
+HK$3,535/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,194/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,018,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,819
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,450
−HK$1,655/mo
Today · 4.125%
HK$64,105
baseline
▲ 0.50% · 4.625%
HK$67,484
+HK$3,379/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,210/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,018,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,603
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,643
−HK$2,074/mo
Today · 4.125%
HK$69,717
baseline
▲ 0.50% · 4.625%
HK$73,959
+HK$4,242/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$139,434/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,982
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,940
−HK$1,985/mo
Today · 4.125%
HK$76,925
baseline
▲ 0.50% · 4.625%
HK$80,980
+HK$4,055/mo
Deposit HK$9.59M · loan HK$14.38M · min. income ≈ HK$153,850/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,537
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,917
−HK$2,419/mo
Today · 4.125%
HK$81,336
baseline
▲ 0.50% · 4.625%
HK$86,285
+HK$4,949/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,672/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,146
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$87,430
−HK$2,316/mo
Today · 4.125%
HK$89,746
baseline
▲ 0.50% · 4.625%
HK$94,477
+HK$4,731/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,492/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,404
−HK$6,171/mo
▼ 0.25% · 3.875%
HK$101,465
−HK$3,110/mo
Today · 4.125%
HK$104,575
baseline
▲ 0.50% · 4.625%
HK$110,938
+HK$6,363/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$209,150/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,474
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$112,410
−HK$2,978/mo
Today · 4.125%
HK$115,388
baseline
▲ 0.50% · 4.625%
HK$121,470
+HK$6,082/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$230,776/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,935 · Scale 2, in force from 26 Feb 2026)