LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,669
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,370
−HK$1,727/mo
Today · 4.125%
HK$58,097
baseline
▲ 0.50% · 4.625%
HK$61,633
+HK$3,536/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,194/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,018,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,819
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,450
−HK$1,655/mo
Today · 4.125%
HK$64,105
baseline
▲ 0.50% · 4.625%
HK$67,484
+HK$3,379/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,210/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,018,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,603
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,644
−HK$2,073/mo
Today · 4.125%
HK$69,717
baseline
▲ 0.50% · 4.625%
HK$73,959
+HK$4,242/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$139,434/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,983
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,940
−HK$1,986/mo
Today · 4.125%
HK$76,926
baseline
▲ 0.50% · 4.625%
HK$80,981
+HK$4,055/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$153,852/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,537
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,918
−HK$2,418/mo
Today · 4.125%
HK$81,336
baseline
▲ 0.50% · 4.625%
HK$86,286
+HK$4,950/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,672/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,146
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,430
−HK$2,317/mo
Today · 4.125%
HK$89,747
baseline
▲ 0.50% · 4.625%
HK$94,477
+HK$4,730/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,494/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,405
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$101,465
−HK$3,110/mo
Today · 4.125%
HK$104,575
baseline
▲ 0.50% · 4.625%
HK$110,939
+HK$6,364/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$209,150/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,474
−HK$5,915/mo
▼ 0.25% · 3.875%
HK$112,410
−HK$2,979/mo
Today · 4.125%
HK$115,389
baseline
▲ 0.50% · 4.625%
HK$121,471
+HK$6,082/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$230,778/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,939 · Scale 2, in force from 26 Feb 2026)